A trustworthy financial services brand for consumers, lenders and partners
While most banks and NBFCs offer credit cards and personal loans on their mobile app or website, customers still largely struggle with the processes and do not have sufficient know-how and confidence to make their own decisions.
Our solution is simple “Bano Ab Fintech Advisor” – we’re stepping in to bridge the gap through a Digital Financial Advisor, who will guide the customer from lead generation, application to disbursement for a seamless experience. We have digitized and standardized the processes to make it smooth and hassle-free, without removing the ‘human’ angle. The neighborhood advisors are also suitably placed to assist customers in person as and when required.
Owning the entire customer journey through a singular digital platform, and in effect, standardising processes across banks enables faster credit decisioning. It also makes it easier to provide effective after-sales service. And perhaps most importantly, we are focused on encouraging a new breed of digital financial advisors, by providing them a platform to build promising careers in personal finance, even without an existing customer base or prior tie-ups with banks.
Founding team

Aditya Gupta
CEO@Credilio
Before Credilio, Aditya built TranServ – a digital payments enterprise – in partnership with banks, NBFCs and e-commerce companies. He has nearly 2 decades of experience in finance and retail services, and has worked with HSBC Bank, ICICI Bank and Maruti Suzuki.


Anand Kapadia
Distribution@Credilio
Anand has over a decade’s experience in managing mortgages and business loan sales. Before becoming a part of Credilio, he built the agent distribution channel at TranServ. His job portfolio includes being the National Sales Head at HSBC Bank and regional head at Barclays Bank and ICICI Bank.


Munjal Dhamecha
CTO@Credilio
Munjal has over 15 years of experience in building scalable technology solutions. Prior to Credilio, he made his presence known as CTO at DearO, Rentomojo, Grabhouse, Make Sense and Justdial.


Sandeep Ghule
CPO@Credilio
Product & Marketing professional for over 20 Years. Built & marketed Technology enabled cards, wallets and digital payment products at ICICI Bank, HSBC, TranServ (as a Co-founder) and at Indiabulls Consumer Finance.


Amit K. Gupta
Tech Advisor@Credilio
A product engineer for almost two decades, Amit has built scalable and distributed systems at TranServ and MakeMyTrip. He is currently the Chief Technology Officer at Rebel Foods, which is the world’s largest internet restaurant chain.
The team


Avishek Gupta
Head Operations@Credilio


Rolvy Fernandes
Technology@Credilio


Sakshi Jain
Product@Credilio


Rakhee Ambre
HR@Credilio


Mohid Kazi
Technology@Credilio


Sharan Shetty
Design@Credilio


Pushpraj
Technology@Credilio


Chand Shaikh
Operations@Credilio


Yuvraj Sonawane
Technology@Credilio


Pratik Kshrisagar
Technology@Credilio


Shahid Shah
Technology@Credilio


Jasmin Kaur
Technology@Credilio


Pooja Tiwari
Operations@Credilio