While most banks and NBFCs offer credit cards and personal loans on their mobile app or website, customers still largely struggle with the processes and do not have sufficient know-how and confidence to make their own decisions.

Our solution is simple “Bano Ab Fintech Advisor” – we’re stepping in to bridge the gap through a Digital Financial Advisor, who will guide the customer from lead generation, application to disbursement for a seamless experience. We have digitized and standardized the processes to make it smooth and hassle-free, without removing the ‘human’ angle. The neighborhood advisors are also suitably placed to assist customers in person as and when required.

Owning the entire customer journey through a singular digital platform, and in effect, standardising processes across banks enables faster credit decisioning. It also makes it easier to provide effective after-sales service. And perhaps most importantly, we are focused on encouraging a new breed of digital financial advisors, by providing them a platform to build promising careers in personal finance, even without an existing customer base or prior tie-ups with banks.