Our Vision

We ignite opportunity by making personal finance accessible to every household in India

Our Mission

Empowering every household with accessible personal finance solutions and igniting opportunities for all

Our evolution over the years

Anand, Aditya & Sandeep launched Credilio to the Nation

2020

Credilio raises Pre-Series Seed funding of 4m USD

2021

Credilio becomes India’s 3rd largest Credit Card Aggregator

2022

Credilio’s Individual network surpasses 50,000 active advisors

2023

Credilio forays into Consumer Business and launches a D2C app - novio

2024

The Values We Stand By

At Credilio, we believe values are the compass that steers our journey. They are the bedrock upon which our company stands and thrives.

Innovation and Creativity

Removing redundancies in processes and finding better ways of delivery of results as well as newer products for mining the market more deeply

Strive for Excellence

Executing task at hand within pre-set boundaries of time, cost and efficiency to take the organization to the next higher level.

Leadership

Influencing thoughts and actions of people who make up the organization as well as upgrading the standards of technology and service in the industry.

Empathy

Understanding each other better and sharing the feelings in the context of work and business that leads to team ship and togetherness

Integrity

It is all about living our life in accordance with the code of conduct and organization citizenship.

Meet Our Founders

Aditya Gupta Founder & CEO

Before Credilio, Aditya built TranServ – a digital payments enterprise – in partnership with banks, NBFCs and e-commerce companies. He has nearly 2 decades of experience in finance and retail services, and has worked with HSBC Bank, ICICI Bank and Maruti Suzuki.

Sandeep Ghule Co – Founder

Sandeep is a product & marketing professional for over 20 Years. He has built & marketed Technology enabled cards, wallets and digital payment products at ICICI Bank, HSBC, TranServ (as a Co-founder) and at Indiabulls Consumer Finance.

Anand Kapadia Co - Founder

Anand has over a decade’s experience in managing mortgages and business loan sales. Before becoming a part of Credilio, he built the agent distribution channel at TranServ. His job portfolio includes being the National Sales Head at HSBC Bank and regional head at Barclays Bank and ICICI Bank.